The Method.
We design mutual fund portfolios using structured asset allocation, risk profiling, and disciplined rebalancing — aligned to your life goals.
No market predictions. No stock tips. Only systematic portfolio construction.
Allocation Before Selection.
Before choosing funds, we decide how much should go into equity, debt, and hybrid strategies — based on your time horizon and risk capacity.
Risk You Can Actually Sleep With.
We assess your income stability, liabilities, and emotional risk tolerance to build a portfolio you can stay invested in — even during volatility.
Fund Selection Framework.
We shortlist funds based on consistency, risk-adjusted returns, and governance standards. Selection is rule-based — not trend-based.
Rebalancing Protocol.
Portfolios are reviewed periodically and rebalanced when allocation drifts beyond thresholds. Discipline is maintained irrespective of market noise.
The Divino Framework
Discovery Call
Financial objectives & baseline audit
Risk Mapping
Emotional & capacity stress-testing
Portfolio Blueprint
Asset allocation & fund shortlisting
Implementation
SIP setup & initial deployment
Review Cycle
Periodic rebalancing & drift control
Integrity & Clarity
No trending or viral fund recommendations.
No short-term market speculation.
No guaranteed or fixed return claims.
No unnecessary portfolio churning.
We typically work with private investors allocating ₹5L+ annually or maintaining ₹25L+ deployable capital.
Plan your
wealth.
30-minute structured review. No obligation.